About Me

Originally from Huntington, West Virginia, Phil currently lives in Columbus, Ohio, and is married to Stephanie Ratcliff; a nurse at Nationwide Children’s Hospital. Phil and Stephanie have five beautiful children.

Phil attended the United States Military Academy at West Point and also served in the U.S. Army for over 7 years before deciding to pursue a business career. Phil graduated from OSU with a B.A in history with a minor in computer science and then pursued an M.B.A. from Webster University

Phil has been a financial advisor for over 12 years. He started his career at American Express Financial Advisors in 2003, then moved to AXA Advisors for 7 years before founding rebel Financial LLC in 2013.

Beekeeping

With six active beehives thriving in his backyard, Phil is a dedicated and passionate beekeeper. Each year, he meticulously tends to his bees, ensuring they have the best environment to produce high-quality honey. The fresh honey is carefully collected, processed, and packaged with great care, reflecting Phil's commitment to maintaining its natural goodness. This delightful honey is available for purchase both at his rebel Financial office location and through his convenient online store. Whether you visit in person or shop online, you can enjoy the rich, sweet flavor of Phil's home-harvested honey, knowing it comes from a beekeeper who truly loves and respects his bees.

Solar Energy

Solar energy is a sustainable and renewable power source harnessed from the sun's rays, which can be converted into electricity or heat for various applications on a farm. By installing solar panels, farms can generate clean energy to power irrigation systems, machinery, and buildings, reducing dependency on fossil fuels and lowering operational costs. Additionally, solar energy can support off-grid farming operations, enhance energy security, and contribute to environmental conservation by minimizing carbon footprint and promoting sustainable agriculture practices.

Meet the Family

Stephanie Ratcliff

My wife, one of the best nurses at Nationwide Children's Hospital and "Super Mom!"

Ellie Ratcliff

My eldest daughter and our super smart "Cat Lady". If you'd like to gift to her 529 instead of buying her more gifts, use this ugift code: L0T-G4U

William Ratcliff

My second oldest and already our resident video game specialist. If you'd like to gift to his 529 instead of buying him more gifts, use this ugift code: 27L-N91

Josie Ratcliff

My third and biggest goofball. If you'd like to gift to her 529 instead of buying her more gifts, use this ugift code: D79-G89

Gwen Ratcliff

Our youngest daughter and currently serving her, hopefully, last year as admiral of USS defiance fleet rounding out their campaign against the evil forces of her parents. If you'd like to gift to her 529 instead of buying her more gifts, use this ugift code: N7E-73W

Teddy Ratcliff

Our youngest, last and cutest child. If you'd like to gift to his 529 instead of buying him more gifts, use this ugift code: 37C-29S

FAMILY VIDEO

Here is the last video from the kids birthday celebration

Disclaimer:

Phil Ratcliff is an Investment Advisor Representative for rebel Financial, a registered investment adviser in Gahanna, OH serving the greater Columbus, OH area. 

A more detailed description of the company, its management and practices are contained in its Firm Brochure (Form ADV, Part 2A).

© Copyright Phil Ratcliff.  All Rights Reserved

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